I didn’t fall asleep until after 3AM and then I had to be up early for my appointment with the Crazy People Doctor, where I babbled about my realization that I am eventually (probably) going to have to just make the leap, quit my job, and move to DC.

Next summer, I plan to be one of three places: DC, NYC, or Europe. That’s about as far as I’ve gotten with The Plan.

Ok, that’s not quite true. Three things that need to happen before I go anywhere.

1) Pay off my car. It’s a 3 year loan, through March 2012. I know that if I wind up in NYC I won’t need a car (and maybe not for DC either, depending on whether I live in DC proper or N. Virginia) but paying it off before I try anything big is a psychological neccessity. I’ll worry what to do with the actual car when the time comes.

2) Save up $5000 strictly for COBRA. There is the “go without health insurance” option but since I’m trying to responsible/smart about the potential leap, I don’t think that’s a good idea. Based on what COBRA cost me during my brief stint of unemployment in 2008, that will keep me for 6 months.

3) See a dentist. I must, must, must get over this fear and get my teeth taken care of. And I need to do it while I have dental insurance.

No one reads (or writes) blogs on weekends (except for me. Hi. Still marooned in suburbia with nothing better to do) but to update on the snarky letter? (with identifying information now removed)

I sent it. I sent it the Prestigious Non-Profit, to which I have applied multiple times to multiple positions. (It’s just an automated generic HR email) Now the REAL question; the real proof of whether I have any courage. Based on the information in the job posting, I figured out who the position would be reporting to. Do I send a similar version of the letter directly to him?

I have the weekend to think about it.

In completely unrelated news, I have been obsessing over my finances lately. Every since I started reading personal finance blogs I have been way too aware of how long it can be between paychecks. And it makes absolutely no sense for me to feel this way! Living at home means I can comfortably pay all my bills (yes, including the token rent I pay my parents). I am AHEAD on car payments. I have an emergency fund AND I’m building a moving fund. I contribute to my 401(k) and my employer matches it. I even throw token money at a Roth IRA.

And yet, I feel like I’m not doing enough and I obsess and beat myself up for the $4.23 I spent at Starbucks last night.

Really, I admire the ability to these bloggers to be so frugal, but I just can’t compete. I can manage “no spend” days but I”m fairly sure they are canceled out by the days that I do spend. Right now, I’m debating whether or not to return a pair of pants. This is exciting stuff, truly.

Oh, and last night, I got really bored and posted an ad in the strictly platonic section of Craigslist and spent two hours g-chatting with random guys in NYC.

I’m glad no one reads blogs on weekends.

Week went by fast; super busy at work the first half, then playing catch-up the rest.

I saw Just-In-Case at the dreaded Wednesday meeting. He talked a lot and I was reminded why I have put no effort into “running into him” other than that one time. He is very cute (and seems pretty nice) but I could probably not stand to hang out with him one on one. Why is it that a Facebook comment from a Canadian Libertarian who I will never meet makes me smile way more than politely engaging in small talk IN PERSON with Just-In-Case?

I have absolutely no plans for the weekend other than going to the gym and perhaps working on KSAs.

My habit of reading PF blogs is making me kind of obsessive about my own finances. I’ve been fairly aggressive with saving the past 6 months (even with my clothing expenditures) but no matter how much I save, I worry it is still not enough of a cushion to move to DC on. (Not that I’ll move until I have a job, but my expenses will increase DRAMATICALLY). Right now, I am focusing on a fund that is specifically for moving related expenses.  I am keeping it completely separate from my emergency fund, which is in a local savings account and I cannot take money out of it without physically walking into one of the locations. I figure that keeps it pretty safe, and even more well guarded when/if I move to DC.

And of course, I’m still debating the Roth IRA thing, and if I want to get REALLY neurotic I can say “well the time I am wasting considering an IRA is time that my contributions could be growing.” I did one of those retirement calculators on my 401(k) plan and it is all like IF THE MARKET PERFORMS BADLY YOU WILL NOT HAVE ENOUGH. So maybe I should just part with some of my hoarded savings and open a Roth IRA?

I should just ask my dad for advice. He is the most sensible person about these things.

Also, daylight savings time this weekend, so we lose an hour. First of all, fuck George Bush, because daylight savings time is EARLIER than it used to be (it is entirely possible that it did used to be at this time and then it got moved back for whatever reason, but I don’t feel like looking it up). Secondly, daylight savings is a GIANT scam. Finally, because we turn our clocks ahead now, and UK doesn’t for another two weeks (THANKS A LOT BUSH) it makes things very confusing at work, and really, logistically speaking it makes NO SENSE that the UK be just 4 hours ahead of us.

Insert requisite comments from my physics/philosophy friends about how time doesn’t really exist. And with that, it’s the weekend.

I am stupid tired. I haven’t been sleeping well this week. Even last night, when I was quite tired, I just could not get comfortable and was awake until 2-something.  I have been a bit moody this week. And yesterday, I resorted to theatrics in order to get my way with a Customer Support Person (tactic: wait until you get a male on the phone. Pretend to cry and talk about how this is for your boss, and you screwed it up and he’s going to be MAD and please, isn’t there a way we could…?).

It worked and I was pleased with myself and that was probably the only fun thing I did all day.

This weekend, there is the county meeting of the liberty-oriented political group. I have been looking forward to this, but right now I am so tired that I can’t even think about it.  I will definitely go and it will definitely good to get out and also be around smart, motivated people who are interested in working towards similiar ends. Oh, the meeting will be 95% male. I’ve joked before that one of the reasons I’m a libertarian is for the guys. I’m only half kidding. Maybe only even a quarter kidding. I mean, I was a libertarian first, and then I found out that almost the entire movement is male.

Evidence of my sleepiness: I opened a new browser window to do…something. In the seconds it took to open I forgot what I’d opened it for.  Oh yeah; bank balance! My bonus for the 2 half of 2009 was deposited. It’s a teeny-tiny bonus (and no raise, even though I am now doing the job of 3 people) but I suppose I should insert the requisite line about being grateful that there’s any bonus in this economy. Etc.

Now I’m trying to decide if I should make an extra car payment or funnel it towards the just opened “Moving Fund.” Emergency Fund is doing quite well and will be completely funded when I get my tax refund. But I am indecisive as to what to do next. I need a solid fund for moving (apartment deposit, first month/last month rent, sundry expenses) and a car fund (insurance hike, repairs) but I’m also wondering about opening a Roth IRA. I already have a 401(k) through work, that I contribute to and my employer matches.

This is really too much thought to give to such a small amount of money, but it is unexpected money (I didn’t think the company was giving bonuses this year) and so I am pondering. Six months ago this probably wouldn’t have struck me, but I’ve gotten really into reading Personal Finance blogs.

I can go home in about 4.5 hours. It took me way longer than it should have to calculate that I can go home in 4.5 hours. I need a nap.